What We Do
Most consulting companies are focused primarily on selling more products,
which in turn only provides short-term fixes to a long-term problem. The
Diversified Benefits philosophy is much different:
We Don't Sell Products, We Provide Effective Options!
Our "PCRPO" which stands for Plan for Cost Reduction and Plan
Optimization, is designed around a basic three-step process called "Healthcare
PLUS" and is tailored specifically to fit your company by the experts
at Diversified Benefits, significantly reducing your immediate healthcare
costs and providing for long-term savings.
Healthcare PLUS
| Step one - |
Identify your current healthcare benefit
concerns, and determine the cost of effective long-term healthcare
benefits solutions. |
| Step two - |
Develop a Healthcare Management Plan for
your company, |
| Step three - |
Provide continuous HR support to insure
the success of your company's goals, and develop a Healthcare Management
Manual to assist Human Resources in the management of their healthcare
benefits program. |
THE
BOTTOM LINE: Your company or organization will enjoy increased
profits while helping to improve employee health.
Isn't it worth it to contact Diversified Benefits today? Call Jim Graham at (316) 773-0831 or email jim@diversifiedbenefits.biz to schedule your informative meeting! Just fifteen minutes out of your day could net you increased profits and happier employees.
How We Do It
Medical Expense Reimbursement Plan (H.A.P.I.) - H.A.P.I. (www.hapisolutions.com)
is a planning tool whereby you as the employer profitably establishes
a pre-tax medical expense reimbursement card to assist employees with
preventive medical expenses. Just some of the advantages of the HAPI plan
include:
- Employees can use pre-tax dollars for allowable health care items they may already be purchasing out-of-pocket, thus increasing their health care dollars.
- Lower both employer taxes and employee income taxes
- Employers save money every month, year after year
- By using “Preventive Healthcare” employee health and wellbeing can increase, thus increasing productivity, performance and morale.
- With better health, sick days are reduced and production goes up, increasing the profit margin.
- Provide better overall management of the company / organization's
health care program, which increases the capability of the program.
- Save general and administrative funds to use in employee retention and for the expansion of their business.
Health Insurance Coverage - This is the Major Medical or Indemnity coverage that you select for the insurance portion of your plan. Medical insurance should NOT be used for every day medical situations such as check-ups, and ordinary doctor visits.
Preventive
Care - A Preventive care program is essential in order to have
a cost-effective and successful Healthcare program. Preventive healthcare
may refer to any number of services or interventions that have the expressed
purpose of improving or protecting long-term health. Prevention is thus
an umbrella term that encompasses several distinct concepts whose prevention-related
terms are listed below:
Wellness - Employee wellness programs have
long been advocated as a way to decrease healthcare costs, reduce absenteeism,
and increase productivity. Wellness programs are defined as programs designed
to maintain or improve employee health before problems arise.
Employee Education - Employees who play
an active role in the way they obtain health care treatment and how they
payfor it will be more careful how they spend their benefits dollars if
they spend less on health care, health insurance inflation will be tempered.
This is just the beginning of the savings and benefits your company could receive when working with the professionals at Diversified Benefits. Call Jim Graham at (316) 773-0831 or email jim@diversifiedbenefits.biz to schedule your informative meeting! Just fifteen minutes out of your day could put your company well on the path of improved profits and employee wellbeing.
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